Tinjauan Yuridis Pinjaman Online Dalam Layanan Financial Technology di Indonesia

Authors

  • Nurrachma Maharani Universitas Pembangunan Nasional Veteran Jakarta
  • Anatasia Lamminar Universitas Pembangunan Nasional Veteran Jakarta
  • Pujia Khoirunisa Universitas Pembangunan Nasional Veteran Jakarta
  • Andriyanto Adhi Nugroho Universitas Pembangunan Nasional Veteran Jakarta

DOI:

https://doi.org/10.59581/deposisi.v2i3.3825

Keywords:

online loans, illegal, impact

Abstract

Peer to peer lending or online loans are online money lending services commonly known as financial technology, which currently generally take the form of applications. Online loans really help people who need fast and easy funds for both consumptive and productive purposes. This service is increasingly mushrooming in Indonesia due to interest from the community itself, resulting in the emergence of illegal online loan apllications which have a detrimental impact on consumers. The normative juridical method used in this research is conducting a literature study on secondary data. The research results show legal protection and the level of effectiveness of supervision for consumers who are harmed by illegal online loan applications.

 

References

Peraturan Otoritas Jasa Keuangan No. 77/POJK.01/2016

Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen

Benuf, K., Priyono, E. A., Mahmudah, S., Badriyah, S. M., Rahmanda, B., & Soemarmi, A. (2020). Efektifitas Pengaturan dan Pengawasan Bisnis Financial Technology (Peer to Peer Lending) di Indonesia. Pandecta Research Law Journal, 15(2), 198-206.

DHARMASISYA, “PERLINDUNGAN HUKUM BAGI KONSUMEN TERHADAP TRANSAKSI JUAL BELI MEL AL BELI MELALUI PLATFORM E-COMMERCE DI INDONESIA”, Vol. 2, N0. 2, Hal 680 (Juni 2022).

Disemadi, Hari Sutra, and Regent Regent. 2021. "Urgensi Suatu Regulasi yang Komprehensif Tentang Fintech Berbasis Pinjaman Online Sebagai Upaya Perlindungan Konsumen di Indonesia." Jurnal Komunikasi Hukum (JKH) 7.2. Halaman 612.

Hidayat, Riyan. dkk. 2024. Dampak Pinjaman Online Pada Mahasiswa UYM. JEDBUS (Journal of Economics and Digital Business), 1(1).

Moody R. Syailendra Dkk,“SOSIALISASI PERLINDUNGAN DATA PRIBADI KONSUMEN SEBAGAI PENGGUNA PINJAMAN ONLINE DI KELURAHAN CIPONDOH INDAH TANGERANG”,Hal 1156, (April 2022).

Nugroho, Hendro. 2020. "Perlindungan Hukum Bagi Para Pihak Dalam Transaksi Pinjaman Online." Jurnal Hukum Positum, 5(1). Halaman 331.

Sari, S. E., Selma, M. Y., & Holijah, H. (2023). PENEGAKAN HUKUM TERHADAP PELAKU KEJAHATAN PENYALAHGUNAAN DATA PRIBADI PRAKTIK PINJAMAN ONLINE DI WILAYAH HUKUM KEPOLISIAN RESOR KOTA BESAR PALEMBANG. Doctrinal, 7(2), 84-106.

Satria, A., Waruwu, A. C., Tambunan, J. K., & Nduru, E. S. (2024). Perlindungan Hukum Bagi Pengguna Fintech Pinjaman Online. Jurnal Begawan Hukum (JBH), 2(1), 215-222.

Sriwijaya, L., Fauziah, K., Putri, L., & Saly, J. N. (2023). Peran Pemerintah Dan Sosialisasi Dalam Memperkuat Perlindungan Konsumen Di Industri Pinjaman Online. NUSANTARA: Jurnal Ilmu Pengetahuan Sosial, 10(5), 2504-2517.

Published

2024-07-08

How to Cite

Nurrachma Maharani, Anatasia Lamminar, Pujia Khoirunisa, & Andriyanto Adhi Nugroho. (2024). Tinjauan Yuridis Pinjaman Online Dalam Layanan Financial Technology di Indonesia. Deposisi: Jurnal Publikasi Ilmu Hukum, 2(3), 189–196. https://doi.org/10.59581/deposisi.v2i3.3825

Most read articles by the same author(s)

Similar Articles

<< < 1 2 3 4 > >> 

You may also start an advanced similarity search for this article.