Analisis Pelaksanaan Asas Itikad Baik Dalam Perjanjian Kredit Secara Lisan dengan Jaminan Gadai Mobil

Authors

  • Irfan Ridha Universitas Islam Negeri Sultan Syarif Kasim Riau
  • Enjelinda Amelia Universitas Islam Negeri Sultan Syarif Kasim Riau
  • Fadhli Maulana Universitas Islam Negeri Sultan Syarif Kasim Riau
  • Fenia Nur Aulia4 Universitas Islam Negeri Sultan Syarif Kasim Riau
  • Herma Suryani Pratiwi Universitas Islam Negeri Sultan Syarif Kasim Riau
  • Heris Setian Universitas Islam Negeri Sultan Syarif Kasim Riau
  • Imroatun Sholeha Universitas Islam Negeri Sultan Syarif Kasim Riau
  • Yulia Nur Annisa Universitas Islam Negeri Sultan Syarif Kasim Riau

DOI:

https://doi.org/10.59581/deposisi.v1i4.1642

Keywords:

Pawn,, Good Faith, Agreement

Abstract

In general, when someone applies for a loan to a financial institution such as a bank or company, they will usually make an agreement that has been approved by both parties. However, it often happens that agreements are only based on verbal agreements, without being written. The aim of this research is to analyze the validity of verbal credit agreements using a car as collateral, as well as to examine whether the principle of good faith is applied in the agreement. This research is empirical legal research that uses primary and secondary data obtained from field research, literature and statutory regulations related to the issues raised. Data collection techniques are carried out through recording and documentation. This data is then analyzed and presented qualitatively. The research results show that the credit agreement made verbally between Party 1 and Party 2 meets all the requirements necessary to be considered valid in accordance with Article 1320 of the Civil Code (KUHPerdata). There was an agreement to borrow money using a Toyota car as collateral. Party 1 has also carried out its obligations in good faith in accordance with the agreement made together with Party 2, without any violations. Party 1 repaid 30% of the total loan to Ketut within 5 months, with loan interest of 10% per month.

 

 

References

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Published

2023-11-02

How to Cite

Irfan Ridha, Enjelinda Amelia, Fadhli Maulana, Fenia Nur Aulia4, Herma Suryani Pratiwi, Heris Setian, … Yulia Nur Annisa. (2023). Analisis Pelaksanaan Asas Itikad Baik Dalam Perjanjian Kredit Secara Lisan dengan Jaminan Gadai Mobil. Deposisi: Jurnal Publikasi Ilmu Hukum, 1(4), 26–32. https://doi.org/10.59581/deposisi.v1i4.1642

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