Peran Digitaliasi dalam Membangun Literasi Inklusi Pasar Modal

Novita Hajar; Alfathisya Regina Putri Bahri; Rudi Sanjaya

doi:10.59581/jrim-widyakarya.v2i4.4124

Authors

Novita Hajar Universitas Pamulang
Alfathisya Regina Putri Bahri Universitas Pamulang
Rudi Sanjaya Universitas Pamulang

DOI:

https://doi.org/10.59581/jrim-widyakarya.v2i4.4124

Keywords:

Digitalization, financial literacy, financial inclusion, capital market, investment

Abstract

Digitalization has played a significant role in improving capital market inclusion literacy in Indonesia. In the era of digital transformation, financial literacy is an important element for people to manage their finances wisely and maximize the use of investment products. This study aims to examine how digitalization affects people's investment behavior through increasing financial literacy and accessibility of financial services. Using a literature study method, this article collects information and data from various sources to explore the impact of digitalization on investment behavior. The results show that financial literacy allows people to understand the risks and opportunities in the capital market, while financial inclusion ensures easier access to financial services. Digitalization accelerates investment adoption, especially among people who were previously less educated about the capital market.

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